Instant Life Insurance Quotes

Privacy Policy

This privacy policy has been
compiled to better serve those who are concerned with how their ‘Personally
Identifiable

Information’ (PII) is being

used online. PII, as described
in US privacy law and information security, is information that can be used on
its own or

with other information to

identify, contact, or locate a
single person, or to identify an individual in context. Please read our privacy
policy carefully

to get a clear understanding

of how we collect, use, protect
or otherwise handle your Personally Identifiable Information in accordance with
our

website.

What personal information do we
collect from the people that visit our blog, website or app?

When ordering or registering on
our site, as appropriate, you may be asked to enter your name, email address,
phone number,

Health issues,Age or other
details to help you with your experience.

When do we collect information?

We collect information from you
when you fill out a form or enter information on our site.

How do we use your information?

We may use the information we
collect from you when you register, make a purchase, sign up for our
newsletter, respond

 to a survey or marketing

communication, surf the website,
or use certain other site features in the following ways:

      • To follow up with them after
correspondence (live chat, email or phone inquiries)

How do we protect your
information?

We do not use vulnerability
scanning and/or scanning to PCI standards.

We do collect credit card
information, but did not know PCI compliant scans are now required.

We use regular Malware Scanning.

We do not use an SSL certificate

      • We only provide articles and
information. We never ask for personal or private information like names, email
addresses,

or credit card numbers.

Do we use ‘cookies’?

We do not use cookies for
tracking purposesYou can choose to have your computer warn you each time a
cookie is being sent,

or you can choose to turn off
all cookies. You do this through your

browser settings. Since browser
is a little different, look at your browser’s Help Menu to learn the correct
way to modify your

cookies.If you turn cookies off,
Some of the features that make your site experience more efficient may not
function properly.

that make your site experience
more efficient and may not function properly.

Third-party disclosure

We do not sell, trade, or
otherwise transfer to outside parties your Personally Identifiable Information.

Third-party links

We do not include or offer
third-party products or services on our website.

Google

Google’s advertising
requirements can be summed up by Google’s Advertising Principles. They are put
in place to provide a

positive experience for users.

https://support.google.com/adwordspolicy/answer/1316548?hl=en

We have not enabled Google
AdSense on our site but we may do so in the future.

California Online Privacy
Protection Act

CalOPPA is the first state law
in the nation to require commercial websites and online services to post a
privacy policy.

 

The law’s reach stretches well
beyond California to require any person or company in the United States (and
conceivably the world)

 

that operates websites
collecting Personally Identifiable Information from California consumers to
post a conspicuous privacy policy

 

on its website stating exactly
the information being collected and those individuals or companies with whom it
is being shared. –

 

See more at: 

http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA, we agree
to the following:

Users can visit our site
anonymously.

Once this privacy policy is
created, we will add a link to it on our home page or as a minimum, on the
first significant page after

entering our website.

Our Privacy Policy link includes
the word ‘Privacy’ and can easily be found on the page specified above.

You will be notified of any
Privacy Policy changes:

      • On our Privacy Policy PageCan change
your personal information:

     • By emailing us

How does our site handle Do Not
Track signals?

We honor Do Not Track signals
and Do Not Track, plant cookies, or use advertising when a Do Not Track (DNT)
browser

mechanism is in place.

Does our site allow third-party
behavioral tracking?

It’s also important to note that
we do not allow third-party behavioral tracking

COPPA (Children Online Privacy
Protection Act)

When it comes to the collection
of personal information from children under the age of 13 years old, the
Children’s Online Privacy

Protection Act (COPPA) puts
parents in control. The Federal Trade Commission, United States’ consumer
protection agency,

enforces the COPPA Rule, which
spells out what operators of websites and online services must do to protect
children’s privacy and

safety online.We do not
specifically market to children under the age of 13 years old.

Fair Information Practices

The Fair Information Practices
Principles form the backbone of privacy law in the United States and the
concepts they include have

played a

significant role in the
development of data protection laws around the globe. Understanding the Fair
Information Practice Principles

and how they

should be implemented is
critical to comply with the various privacy laws that protect personal
information.

In order to be in line with Fair
Information Practices we will take the following responsive action, should a
data breach

occur:We will notify you via
email

      • Within 7 business days

We also agree to the Individual
Redress Principle which requires that individuals have the right to legally
pursue enforceable rights

against data collectors and
processors who fail to adhere to the law. This principle requires not only that
individuals have enforceable

rights against data users, but
also that individuals have recourse to courts or government agencies to
investigate and/or prosecute non-

compliance by data
processors.CAN SPAM Act

The CAN-SPAM Act is a law that
sets the rules for commercial email, establishes requirements for commercial
messages, gives

recipients the right to have
emails stopped from being sent to them, and spells out tough penalties for
violations.

We collect your email address in
order to:

      • Send information, respond to inquiries,
and/or other requests or questions

      • Market to our mailing list or continue
to send emails to our clients after the original transaction has occurred.

To be in accordance with
CANSPAM, we agree to the following:

      • Not use false or misleading subjects or
email addresses.

      • Identify the message as an
advertisement in some reasonable way.

      • Include the physical address of our
business or site headquarters.

      • Monitor third-party email marketing
services for compliance, if one is used.

      • Honor opt-out/unsubscribe requests
quickly.

      • Allow users to unsubscribe by using the
link at the bottom of each email.

 

If at any time you would like to
unsubscribe from receiving future emails, you can email us at

paulwildeinsurance@gmail.com and
we will promptly remove you from ALL correspondence.

Contacting Us

If there are any questions
regarding this privacy policy, you may contact us using the information below.

www.lifequoteme.com

Po Box 1503 Lakehurst, NJ 08759 United States paulwildeinsurance@gmail.com

Last Edited on 2017-05-16

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