Get an Instant select Quote Life Insurance!
Life insurance can give you financial security and the opportunity to live knowing your loved ones will have what they need. Welcome to The Life Quote Me Agency Website. We have provided this site so you can get a quick instant select quote life insurance
It is our hope that you will consider us to help YOU with this important decision.
Knowing your family will be have what they need when they need it most should be a #1 Priority.
No Obligation, No Hassle! Instant, Fast, Easy Life Insurance Quote.
A Rated Insurance Companies
Whole Life: This is a permanent Life Insurance policy. It builds cash value, the premium never changes and its guaranteed. Ages 45-85
Term Insurance: Term life Insurance provides affordable coverage for a
specific time period. Coverage can run anywhere from 10 yrs up to 30 Yrs. Term Insurance is typically most cost effective way to purchase a substantial death benefit.
Universal Life Insurance: is a flexible permanent life insurance offering the low-cost protection of term life insurance as well as a savings build up (like whole life insurance ), which is invested to provide a cash value accumulation.
Instant Life Insurance Rates
How it works? Its Just 3 simple steps…
1. Chose either the Whole Life, Term & Instant life insurance
2. Fill in the simple basic information
3. Review your quotes! Call or email us with questions
Top A,A+ Rated Life Insurance Companies
Life Insurance Companies Online
Electronic Application Instantly
Insured Compare Rates
Insurance Life Quotes
Best Rates Available
Have a question? Ask the Experts! Any
questions comments or concerns about your current or future policy. Contact us
Life Insurance is an insurance product that pays at the death of the insured. It really should be called “Death Insurance,” but people don’t like that name. But it insures the death of an individual. This is a contract between you and an insurance company to pay a certain amount (the premium) to a company in exchange for a benefit to the beneficiary (the person you want to get paid in the time of your
death). This can range based on the type of policy, your health, your hobbies, the Insurance company, how much you can afford in premiums, AND the amount of the benefit. It sounds overwhelming but it is not if you have the right agent or broker.
Now many people can say that Life Insurance is like gambling. You are betting that you will die in a specific time and the insurance company bet. you won’t. The insurer will keep the premiums if they win, and the death benefit goes to the beneficiary. Buying life insurance is not that easy as it involves a lot of complex terminologies and concepts that you need to understand to the policy you
choose. It is necessary to conduct research and select quote life insurance available to you.
There are two basic types of select quote life insurance with numerous variations on a theme.
Term life insurance is the simplest to understand. It’s also the most economical protection you can buy. Term life insurance will be paid when the insured pass on within a defined term. Term life comes with a variety of time frames: five-, ten- even thirty-year terms are available.The younger you are, the lower the cost of the monthly premium – the dollar amount you pay for protection each month. Premiums are calculated based on two factors -your age (and general health) and the dollar amount of protection you need. Term life policies don’t accumulate value, you can’t borrow against them and, if you choose a short term and your health changes, you could end up paying more for your term life insurance than you would if you buy a long-term policy – one that covers you for the long term.
Another type is select quote whole life insurance, this is also called universal insurance,
permanent insurance, variable universal insurance and other product names, but all fall into the general class of coverage called whole life insurance.
The first difference between term and whole life is that whole life covers you from the day you buy the policy until you die. Of course, this assumes that you pay your whole life insurance premium each month. There is no term (length of time coverage is in effect) to whole life. Buy it when you’re young and your premiums will be low and you’ll start building cash value. Calculate your coverage needs using the whole life insurance calculator criteria listed above.Now that you know practically everything there is to know about life insurance. I hope you realize how important it is. It may seem like a lot but the hardest part is simply choosing what type of policy is right for you. In the end, everyone is different and everyone should analyze their own situation and need for the beneficiaries.There truly is a feeling a relief once you know you and your loved ones are covered regardless of how much you or that person makes.